DSCR Rental Loans for Houston Investors.

Long-term, rental property financing for investors building cashflow portfolios. Close in as little as 10–14 days with competitive 30-year rates.

Recent Loans We’ve Funded:

Trusted by Houston Investors:

Why Investors Choose This Loan:

  • 30-year fixed rates with zero income documents

  • Approval based on property cashflow, not tax returns

  • High leverage up to 80% LTV (65-70% for foreign citizens)

  • Fast closings with predictable underwriting

We love helping investors build long-term wealth. If your rental cashflows well, we can usually make the numbers work. If not, we’ll tell you upfront — no games, no runaround.

- Daniel Ciscomani, Founder & Loan Manager

FAQ:

  • A DSCR loan is a rental loan based on the property’s ability to cover the mortgage payment — not your personal income. If rent covers the payment, you’re in good shape.

    • 650+ credit

    • 20–25% down

    • Property must cashflow

    • LLC OK (Even new one)

    • No income documents required

    • US citizen or permanent resident

    • No permanent residence? You can still qualify! Call us (713) 568-3270

  • Most DSCR loans close in 10–14 days. We move fast with documents and title commitment from title companies.

  • Most loans work at 1.00 – 1.20 DSCR, depending on the deal.

  • Absolutely… in fact, our DSCR loans are designed for LLCs and investment entities.

  • Yes — most loans are 30-year fixed. ARM (Adjusted Rate Mortgage) options are available, but investors overwhelmingly choose fixed rates.

  • No…

    No W-2s.
    No tax returns.
    No DTI calculations.

    It’s about the DSCR… the property qualifies, not you.

  • Yes, and we do a lot of them. As long as the appraisal and DSCR check out, the refi is smooth.