Legal Policy

SpeedLending and its affiliated companies provide financing exclusively for business or commercial purposes. Loans are not available for personal, family, or household use.

All information provided on this website, including but not limited to calculators, sample rates, loan terms, property analyses, and marketing content, is for informational purposes only and does not constitute an offer or commitment to lend.

Loan approval is subject to underwriting, due diligence, and credit review, and SpeedLending reserves the sole and absolute discretion to approve, modify, or deny any request.

Rates, fees, leverage, and terms advertised on this website represent the best-case scenarios based on ideal borrower profiles. Actual terms may vary depending on a number of factors, including but not limited to credit score, borrower experience, project location, property condition, and scope of work. Loan product availability may be limited in certain geographic areas or based on loan size or collateral type.

While we strive to keep tools such as our calculators and deal analyzers as accurate and up-to-date as possible, all results are estimates and should not be relied upon as financial advice or guarantees of performance or approval.

By using this website, you acknowledge and agree to the terms of this disclaimer. For formal offers, terms, and underwriting conditions, please submit a full application and consult directly with a SpeedLending representative.

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IMPORTANT LEGAL DISCLAIMER & LENDING DISCLOSURE: SpeedLending originates and structures loans strictly for commercial, investment, and business-purpose real estate transactions. SpeedLending does not originate consumer loans, personal credit lines, or owner-occupied primary residential mortgages. Maximum loan-to-value (LTV) and loan-to-cost (LTC) leverage limitations are established per underwriter guidelines based on borrower liquidity, track record in the greater Houston area, property condition, and verified appraisal. All quotes, rates, and term sheets are non-binding expressions of interest subject to comprehensive property inspection, title verification, environmental review, and final credit committee approval. Equal Business Opportunity Lender.

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