DSCR Rental Loans for Houston Investors.
Long-term, rental property financing for investors building cashflow portfolios. Close in as little as 10–14 days with competitive 30-year rates.
Recent Loans We’ve Funded:
Trusted by Houston Investors:
Why Investors Choose This Loan:
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30-year fixed rates with zero income documents
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Approval based on property cashflow, not tax returns
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High leverage up to 80% LTV (65-70% for foreign citizens)
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Fast closings with predictable underwriting
We love helping investors build long-term wealth. If your rental cashflows well, we can usually make the numbers work. If not, we’ll tell you upfront — no games, no runaround.
- Daniel Ciscomani, Founder & Loan Manager
FAQ:
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A DSCR loan is a rental loan based on the property’s ability to cover the mortgage payment — not your personal income. If rent covers the payment, you’re in good shape.
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650+ credit
20–25% down
Property must cashflow
LLC OK (Even new one)
No income documents required
US citizen or permanent resident
No permanent residence? You can still qualify! Call us (713) 568-3270
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Most DSCR loans close in 10–14 days. We move fast with documents and title commitment from title companies.
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Most loans work at 1.00 – 1.20 DSCR, depending on the deal.
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Absolutely… in fact, our DSCR loans are designed for LLCs and investment entities.
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Yes — most loans are 30-year fixed. ARM (Adjusted Rate Mortgage) options are available, but investors overwhelmingly choose fixed rates.
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No…
No W-2s.
No tax returns.
No DTI calculations.It’s about the DSCR… the property qualifies, not you.
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Yes, and we do a lot of them. As long as the appraisal and DSCR check out, the refi is smooth.